Fill your pocket
in 2 hours.

Up to ₹50,000 in your bank account, 100% online. PocketBuddy is your buddy for the days before payday.

Money within 2 hours of approval and e-sign. Loans by Maxemo Capital Services Pvt. Ltd., an RBI-registered NBFC. Subject to credit assessment.

For the days between
one payday and the next.

IMPS24×7₹

Money in your pocket
in 2 hours.

Apply in about five minutes on your phone. Once you are approved and sign online, the money reaches your bank account within 2 hours.

  1. 01

    Apply

    Your PAN number, salary and the amount you need. About five minutes.

  2. 02

    Verify

    Aadhaar through DigiLocker and your bank statement through Account Aggregator. Nothing to scan.

  3. 03

    Get paid

    Sign online and set up auto-repay. The money is sent by IMPS.

DigiLockerAccount Aggregatore-Sign

Just your PAN,
the rest is digital.

Enter your PAN number. Your Aadhaar is verified through DigiLocker and your bank statement is shared through the RBI's Account Aggregator framework, both with your consent. A quick selfie and you're done. No photocopies, no guarantor, no branch visit.

Low CIBIL score? We look beyond the number at your income and salary history.

A buddy that
keeps you posted.

Follow every step from your account, repay early whenever you like, and download your documents any time. Reminders reach you before the due date, not after it.

Customer login

Your loan

₹25,000

Sample
  1. Application received

    Today, 10:02 am

  2. Verified via DigiLocker

    Today, 10:09 am

  3. Agreement signed

    Today, 10:31 am

  4. Money on its way

    IMPS transfer in progress

Repay by

in 30 days

Repay early

Pay less interest

See what it really costs

Slide to your amount and pick a tenure. Every charge is shown before you apply.

Loan amount

₹25,000

₹5,000₹50,000

Repay in

You receive in your bank
₹22,050
Processing fee + GST, deducted upfront
₹2,950
Interest for 30 days at 1% a day
₹7,500
You repay on day 30
₹32,500

Annual percentage rate for this example: 509%. A delay charge of 1.25% a day applies to overdue amounts. Illustrative only; your final terms are in the Key Fact Statement you see before signing.

Borrow like
a good buddy would.

Borrow only what you need

A smaller loan means a smaller repayment on payday.

Repay on time

Auto-repay by e-NACH keeps you clear of delay charges.

Talk to us early

If payday looks tight, call us before the due date and we will help you plan.

Who can apply

Simple criteria, and a quick answer either way.

You'll need to be

Employment
Salaried, with salary credited to your bank account
Monthly income
₹20,000 or more
Age
21 to 58 years
Where you live
Major cities across India
Bank account
An active Indian savings or current account

All you need, all digital

PAN
Just the number, no card to upload
Aadhaar
Verified through DigiLocker with your consent
Bank statement
Shared through Account Aggregator, no PDFs
Selfie
A quick photo on your phone camera
Mobile number
The one linked to your Aadhaar, for DigiLocker

Frequently asked questions

Up to ₹50,000, depending on your income and credit profile. First-time borrowers typically qualify for up to ₹25,000, with higher limits unlocked after successful repayment.